cliniQ360
Building Digital Health Care For Bharat
Reimagining Health care by bridging the gap between Patient, Payor and Provider thus making health care systems more Affordable, Accessible and Interoperable

Our Trusted Partners




































CliniQ360 Healthcare Finance Powered By ONDC
Affordable health loans to help you manage your healthcare costs.️Under 6 min loan processing
Paperless transactions
Low interest rates
Loans from RBI registered entities
Loan amounts: ₹20k to ₹5 lakhs
Comprehensive health coverage for individuals and families
Cashless claims at top hospitals
Affordable premiums with extensive benefits
Flexible coverage options tailored to your needs
24/7 customer support for hassle-free claims
CliniQ360 Healthcare Insurance Powered By ONDC
Tailored insurance solutions to ensure better healthcare security and peace of mind.
CliniQ360 suite for Connected Health Care
Patient Health Locker
Accessible, Affordable, Swift
On-Demand Healthcare Financing
Accessible, Affordable, Swift
Insurance claims
Streamlining Claims, Enhancing Experiences
Health on Demand
Immediate access to financial products that enable prompt and personalized medical attention when your patients need it most.
Low-Cost Solutions
Economical insurance and credit options designed to lighten the financial load of healthcare without compromising on quality.
Quickest Turnaround
Experience rapid processing and approval of financial assistance to ensure healthcare keeps pace with life's urgencies.
Why CliniQ360?
01
Rising Healthcare Costs
Indians spent around 86,000 Cr on health care expenses in 2022
02
High Out of Pocket Expenditure
One of the highest Out of Pocket Expenditures, around 47%
03
Rising Healthcare Costs
Underpenetrated Health Insurance with premiums rising (40%) after Covid
04
Skewed Ratio
Skewed Doctor to patient ratio of (1:900), overburdened system
05
Unreliable Record Keeping
90% of health records are manual, without any record keeping
06
Inefficient Work Time
40% of providers' time is spent on administrative work
The 3-P problem of Health Care Ecosystem
The Tri Facto of Patient, Provider and Payor is a complex problem that can only be solved by an integrated product for collective incentive alignment
PATIENT
What Patients Struggle With
- High out of pocket expenditure
- Manage Physical Health Records:
- Lack of Insurance for Sachet Needs
- Limited Health Knowledge
- Lack of transparency
- Insurance claims is complicated
PROVIDER
Provider Pain Points
- Lack of Technology
- Administrative Load
- Inefficient Cash Flow
- Lack of Longitudinal Records
- Lack of Trust
- Sick Care Model
PAYOR
Challenges Payors Face
- Delayed Record Submission
- Risk of Fraudulent Claims
- Lack of Data for Product Innovation
- Limited Customer Experience
- Limited Network Hospitals:
- Physical records leads to claim delays
Eligibility & Documents
Required for
HealthTech Financing
No complications, no hassles - just straightforward
access to best-in-class medical services on EMIs. Check
your eligibility and with a few basic documents avail of
the medical treatment you deserve.
Eligibility Criteria
You must be between the ages of 21 to 55 years.
You must be a resident of India.
You must have a stable source of income.
Documents Required
A Selfie: A clear picture of yours with proper lighting.
Proof of Identity: Passport/ Aadhar card/PAN card/Driver's license.
Proof of Address: Passport/rent agreement/utility bills/voter's ID.
Get The Service in 4 Easy Steps
CliniQ360 offers you to avail Health Care loans in 6 mins
01
Check eligibility
Scan the QR code to check your eligibility at the healthcare center
02
Apply
Once you qualify, apply for the service at the center
03
Documentation
Submit a few basic documents through our 100% digital process
04
Repayment
Choose your preferred repayment tenure in just a click
The 3-P problem of Health Care Ecosystem

Avail of healthcare financing of up to ₹10 lakhs within 10 minutes

Easy repayment options at no-cost or low-cost EMIs

Expansive network of hospitals, clinics and wellness centers

100% digital, easy and secure application process
Our Commitment Towards a Healthier Bharat
From the heartlands of India, we are a team united by a belief in our nation's potential and a commitment to revolutionizing healthcare, bringing together expertise from medicine, engineering, and design communities we are reimagining health care with a lens of human centered design.
People First
Prioritizing the needs and well-being of every individual we serve.
Truth-Seeking
Dedicated to honesty and integrity in gathering and analyzing information.
Radical Transparency
Open and clear communication in all our interactions.
Innovative
Pioneering advanced solutions to transform healthcare.
Building Digital Health Care For Bharat
Reimagining Health care by bridging the gap between Patient, Payor and Provider thus making health care systems more Affordable, Accessible and Interoperable
Frequently asked questions
Together, we can empower vibrant health
Join Us on Our Journey We are driven by the vision of a Interoperable, Affordable and Accessible Health Care for Bharat If you share our passion for redefining healthcare and are eager to make a significant impact, let's connect and advance healthcare together.